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Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the Market Alpha Ltd website www.marketalpha.io (the “Service”) operated by Market Alpha Ltd (“us”, “we”, or “our”).

1. Agreement to Terms: By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Description of Service: Our Service allows users to find brokerage firms that align with their financial goals and preferences. We collect user data and broker information to facilitate personalized matches. Users are then matched with a broker, and we arrange direct contact between the user and the chosen broker.

3. User Eligibility: To use our Service, you must be at least 18 years old and legally capable of entering into contracts. By accessing or using the Service, you represent and warrant that you meet these eligibility requirements.

4. User Data: We collect and process user data in accordance with our Privacy Policy. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy, including the use of cookies for tracking and analytics purposes.

5. Broker Selection: We aim to provide accurate and relevant broker recommendations based on user preferences and broker data. However, we do not guarantee the suitability, performance, or reliability of any broker. Users are responsible for conducting their own due diligence before selecting a broker.

6. Facilitating Direct Communication: After selecting a broker, we enable direct communication between the user and the chosen broker. Users acknowledge that all interactions with the broker are subject to the terms and conditions and privacy policy of the broker.

7. Feedback and Reviews: We welcome feedback from users regarding their experiences with recommended brokers. However, we reserve the right to moderate and remove any reviews that violate our community guidelines or are deemed inappropriate.

8. Intellectual Property: All content and materials provided through the Service, including but not limited to text, graphics, logos, images, and software, are the property of Market Alpha Ltd or its licensors and are protected by copyright and other intellectual property laws.

9. Limitation of Liability: To the fullest extent permitted by law, Market Alpha Ltd shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in any way related to the use of the Service.

10. Indemnification: You agree to indemnify and hold harmless Market Alpha Ltd and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of or in any way related to your use of the Service.

11. Disclaimer of Warranties: YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE, APP, AND/OR SERVICES IS AT YOUR SOLE RISK. THE CONTENT, SITE, APPS, AND SERVICES ARE PROVIDED BY US ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, NON-INFRINGEMENT, TITLE, OPERABILITY, CONDITION, QUIET ENJOYMENT, VALUE, ACCURACY OF DATA AND SYSTEM INTEGRATION. WE MAKE NO WARRANTY THAT THE CONTENT, SITE, AND/OR SERVICES WILL MEET YOUR REQUIREMENTS, OR THAT THE SITE AND/OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; NOR DO WE MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE CONTENT, SITE, APPS, OR SERVICES, OR THAT DEFECTS IN THE SITE, APPS, OR SERVICES WILL BE CORRECTED. YOU UNDERSTAND AND AGREE THAT ANY CONTENT OR INFORMATION DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE, APPS, OR SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SERVICES OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR INFORMATION. NO CONTENT, ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE, APPS, SERVICES, OR OTHERWISE WILL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THE AGREEMENT.

12. Scope of Services: Marketalpha.io provides a broad range of information and services that are educational in nature (“General Content”), and a “Broker Match” service that is provided by Market Alpha Ltd.

13. Disclaimer: Market Alpha is a broker matching service that connects individuals with brokerage firms. While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or reliability of the information provided by brokers. Market Alpha does not endorse any specific brokerage firm and does not provide financial advice. Users of our service should conduct their own research and due diligence before engaging with any brokerage firm.

Market Alpha is not liable for any losses or damages that may result from the use of our service or the actions of any brokerage firm. Users are solely responsible for their investment decisions and should seek professional financial advice if needed. Furthermore, Market Alpha may receive compensation from brokerage firms for referrals made through our platform. This compensation does not influence our recommendations or rankings, which are based on objective criteria such as user reviews, regulatory compliance, and available services. By using Market Alpha, you agree to these terms and acknowledge that your use of any brokerage firm is at your own risk. Additionally, please note that we are not financial advisors and do not offer personalized investment advice.

With respect to General Content: Marketalpha.io IS NOT INTENDED TO PROVIDE LEGAL ADVICE, TAX ADVICE OR FINANCIAL ADVICE (OTHER THAN REFERRALS TO INVESTMENT ADVISERS OR INVESTMENT ADVISER REPRESENTATIVES). MARKET ALPHA IS NOT A FINANCIAL PLANNER, BROKER OR TAX ADVISOR. The Service is intended only to assist you in your decision-making. Your personal financial situation may not be suitable for all strategies or recommendations provided through our matches. Therefore, before making any financial decisions based on the information obtained from our Service, it is crucial to consider your individual circumstances and consult with a qualified financial advisor or professional. Market Alpha Ltd cannot be held responsible for any losses or damages resulting from the use of our Service.

Last updated: January 31st, 2024.